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Teachers Mortgage Assistance Program

Are you looking to buy a home? If you’re considering buying in certain districts or you teach in a shortage area, check out the Connecticut Teachers Mortgage Assistance Program.

The Teachers Mortgage Assistance Program offers home loans at below-market interest rates to Connecticut public school teachers. To be eligible for the program, you must be employed as a Connecticut-certified public school teacher or a certified regional vocational-technical teacher. You must also be a first-time homebuyer unless you purchase a home in a federally targeted area.

If you are not teaching in a shortage area, you must buy in one of the towns below to qualify for the program. The list of towns is updated annually on June 30.

Ansonia, Bloomfield, Bridgeport, Brtistol, Danbury, Derby, East Hartford, Hartford, Hamden, Manchester, Meriden, Middletown, Naugatuck, New Britain, New Haven, New London, Norwalk, Norwich, Putnam, Stamford, Stratford, Waterbury, West Haven, Windham.

To qualify as a shortage area teacher, you must be both certified in and intend to teach in a state-identified shortage area. The following are Connecticut’s current subject matter shortage areas, effective until June 30, 2014.

Bilingual Education PK-12, Comprehensive Special Education K-12, Hearing Impaired PK-12, Home Economics, PK-12, Intermediate Administrator, Remedial Reading and Language Arts 1-12, School Library and Media Specialist, Speech and Language Pathologist, Technology Education, PK-12, World Languages 7-12.

For more information about the program, click here.

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